Lease-to-own cars in the UAE

Buy Car in Dubai Without Credit

Our partners
Own any car in the UAE with only 2 documents. No credit history, no certificates required. You can buy a car in Dubai without credit. Approval on 1 day.
TakeAuto works with the world's leading automakers
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Hyundai sonata
FOR 24 MONTHS
Down payment
Per month from:
Redemption payment:
1000
4.016
15.500
AED
AED MONTHLY
AED
The easiest & fastest way to get a car in the UAE
Only 2 documents
We need only your passport/ID and driving license. No credit history. No certificates required.
Only 25% down payment
This amount is already included in the purchase of your car
The car is yours in 2 years
At the end of the leasing period you pay a symbolic redemption payment of 1000 dirhams and the car becomes your entire property!
No hidden fees and fines
All payments are fixed and stipulated in the Leasing Agreement. We DO NOT charge late fees
Any car you dream of
Our experts will help you choose any car from the market — new or used, at the best price. The only term is that it should not be older than 2021
5 simple steps to get your dream car
Choose a car
Our experts will check it according to 125 parameters
02
Sign an agreement
01
03
In 1 or 2 years — the car is in your total ownership!
05
04
Make the down payment and take your car

Get a free consultation from our specialist right now

0 AED instead of 1500 AED
Car selection tailored to your needs
Lease-to-own calculation based on your capabilities
Car inspection covering 125 parameters
We have sold more than 300 cars in 2.5 years!
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Join the ranks of our satisfied customers!

With TakeAuto you will get

A personal manager available 24/7
Professional car experts who will select, inspect, and purchase a car for you
A security service that will be in touch with you after the car is delivered
The most enjoyable and straightforward experience of buying your dream car :)
A fixed lease-to-own program: down payment 15−25%, monthly payments for 12−24 months, redemption payment 1000 AED
The opportunity of same-day delivery for cars in stock
Payments methods
Cash
Card
Cryptocurrency
Bank transfer
Car financing through a loan
Leasing-to-own with TakeAuto
Advantages:
Advantages:
Less overpayment
Installment plans longer than 3 years
Lots of documents required
Check credit history and job certificates
Takes a lot of time
Disadvantages:
Some banks don't operate according to Islamic standards
Approval rate is really low
If you can't make payments on the loan, there will be significant penalties and fines
Difficult for expats to obtain
Perfect for expats
Only 2 documents required — passport/ID and driving license
Credit history is not checking, no job certificates required
Same-day delivery is available (for cars in stock)
Approval rate is 98%
Disadvantages:
Our operating principles are 100% halal, including the leasing agreement
NO fines or penalties
The overpayment is higher than the loan — due to us taking on ALL the risks
Limited leasing plans (maximum for 3 years)

Difference between leasing with buyout option and auto loan

FAQ
Car leasing is a long term car rental plans. The lease tenure lasts from 1 to 3 years, in some cases leas lasts for 36 months or five years, depending on the type of agreement you select. It differs from standard car rental in that it is viewed as more of a long-term option. If you don’t wish to buy a car outright, leasing can be very cost-effective.

In Dubai car leasing is populars. It gives you a modern car without loans and comes with flexible payment options to help you spread the cost. Our lease offers are sure to please you with a wide choice and lease duration.

How to Buy a Car in Dubai
Without a Bank Credit?

Buying a car in Dubai can be an exciting venture, especially in a city known for its luxury vehicles and modern lifestyle. However, not everyone can obtain bank credit due to various reasons such as a lack of established credit history or job security. Fortunately, there is now a viable solution for those looking to buy a car in Dubai without credit: TakeAuto's innovative lease-to-own program.

What is Lease-to-Own from TakeAuto?

TakeAuto offers a unique approach to car ownership through its lease-to-own option, making it easier for residents, especially expats, to acquire a vehicle. Here’s how this option stands out:

1. Credit History is Not Checked, No Job Certificates Required

The first major advantage of lease-to-own program is that it does not require a credit check. Many traditional financing methods in Dubai involve scrutinizing your financial background, making it challenging for people with limited credit history to qualify for a loan. With our company, you can overcome this hurdle entirely, as no job certificates are needed either. This means you can secure a car without the pressure of your past credit decisions affecting your current car-buying options.

2. No Income Proof Needed

Another significant benefit is the absence of the requirement for income proof. Traditional car financing often leaves potential buyers frustrated, as proving one’s income can be a cumbersome process. With our team lease-to-own approach, there’s no need to provide proof of income, allowing you to focus on choosing the car that suits your lifestyle rather than worrying about financial barriers.

3. Perfect for Expats

For many expatriates living in Dubai, navigating the local banking system can be particularly challenging. They may not have the necessary residency requirements or local financial history to qualify for bank loans. Our team recognizes this gap and provides solutions tailored to expats, making it one of the best options for newcomers looking to establish roots in the UAE. The ease of the process means that you can concentrate on enjoying your new life in Dubai rather than battling bureaucracy.

4. Only 2 Documents Required — Passport/ID and Driving License

One of the most appealing features of the lease-to-own program is the minimal documentation required. Unlike conventional financing options that often require extensive paperwork, our team only asks for your passport or ID and a valid driving license. This streamlined process saves you time and reduces the hassle often associated with buying a car.

5. You Can Purchase a Car Without an Emirates ID

Lastly, it's worth noting that you can buy a car without needing an emirates ID. This is a game changer for many newcomers who may still be in the process of obtaining their local identification. Instead, you can start your car ownership journey right away, significantly lowering the barriers associated with car purchases.
Shokhidjon Mukhammedov
Head of Sales
Zelimkhan Zakirov
Managing director
TEAM
Said Zaliev
Founder
Sales manager
Nikita Kozhemyakin
Abdurakhman Gamzatov
Pre-owned car expert
Auto Expert
Davron Matchanov
Muhammad Imad
Sales manager
Alikhan Bursagov
Sales manager
still have questions?